One of the biggest problems with car accidents in McAllen, Brownsville, and the Rio Grande Valley has to deal with a lack of insurance. For those that carry car insurance, they believe that the policy will pay out after a crash. This means that the cost of medical bills, living expenses, and your rental car would be covered if you cannot work. Sadly, even when the at fault driver has insurance, getting the insurance company to payout is an uphill battle.
However, what happens when the party at fault does not have insurance? According to CBS News, The Rio Grande Valley has seen a huge increase in stolen vehicles and unregistered cars crossing the border. When someone who has no insurance hits you, you may be left holding the bag on a plethora of expenses. Without auto insurance and proper insurance coverage, you could face significant financial burdens. A McAllen Car Accident Attorney may be your best defense against getting run over by your own insurance company.
Understanding the Risks of Driving Without Car Insurance
Driving without car insurance is a serious offense that can have severe consequences. Not only is it against the law in most states, but it also puts you and others at risk of financial and physical harm. If you’re involved in a car accident without insurance, you may be held personally responsible for damages, medical bills, and other expenses. This can lead to financial ruin, license suspension, and even jail time. Furthermore, driving without insurance can also increase your insurance rates in the long run, making it even more expensive to get back on the road.
In addition to the financial risks, driving without insurance can also put you and others at risk of physical harm. If you’re involved in an accident, you may not have the necessary coverage to pay for medical expenses, which can lead to delayed or foregone treatment. This can have serious consequences for your health and well-being, as well as the health and well-being of others involved in the accident.
What to Do Immediately After a Car Accident
If you’re involved in a car accident, it’s essential to take immediate action to protect yourself and others. Here are some steps to follow:
- Move to a Safe Location: If the accident occurred on a busy road, move your vehicle to a safe location to avoid further accidents or injuries.
- Call the Police: Report the accident to the police and provide them with as much information as possible, including the location, time, and details of the accident.
- Exchange Information: Exchange contact and insurance information with the other driver, including their name, phone number, and insurance company.
- Take Photos: Take photos of the damage to both vehicles, as well as any injuries or debris.
- Seek Medical Attention: If you or anyone else is injured, seek medical attention immediately.
- Notify Your Insurance Company: If you have insurance, notify your insurance company as soon as possible to report the accident and initiate the claims process.
By following these steps, you can ensure that you are taking the necessary actions to protect yourself and others after a car accident.
How Our Firm Can Help
Humberto Tijerina is a decorated McAllen Car Accident Attorney. He has won millions of dollars for his injury clients. After an auto accident, Mr. Tijerina will meet with you to analyze your case. If the person who hit you does not have insurance, there are still ways that you can get your bills covered. This includes options like underinsured motorist coverage. While these are more complex cases, Tijerina Legal Group has success handling these types of injury claims and navigating the intricacies of your car insurance policy.
From AVVO to The National Trial Lawyers Association, Humberto Tijerina has been recognized as a Top 10 Personal Injury Attorney nationwide. With offices in McAllen and Brownsville, our law firm services all of The Rio Grande Valley. If you have been injured in a car crash, please call today for a free personal injury consultation.
Suing the uninsured driver who caused the car accident
It is still possible to also sue the person who caused the car accident without insurance. While our law firm normally likes to take on cases against insurance companies, it does not mean you would not have a claim against the party at fault. If an at-fault driver’s policy does not fully cover the damages incurred, your underinsured motorist coverage can help pay the remaining expenses. The best thing we can do to assist you is to analyze your case. This is why we offer a free car accident consultation.
If you would like to speak with Mr. Tijerina, please call our law firm today. We can even come to you if you are too hurt to come to the office. Our law firm is bilingual and we would love to assist you with submitting your car accident injury claim.
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