In Texas, all motorists are mandated to carry auto insurance, but unfortunately, some drivers choose to violate this legal requirement and operate their vehicles without insurance. When a negligent uninsured driver causes an injury accident, it adds a layer of complexity to the aftermath.
In such cases, the injured party may face challenges seeking compensation for medical expenses, lost income, pain and suffering, and other damages. At Tijerina Legal Group, our experienced McAllen uninsured car accident lawyer can help you recover your rightful compensation.
As a fault state, Texas requires motorists to carry liability insurance to cover potential damages in an accident where they are at fault. The minimum car insurance coverage requirements in Texas are as follows:
These minimum coverage amounts are commonly referred to as “30/60/25” and represent the minimum limits of liability insurance that drivers must carry. Bodily Injury Liability covers medical expenses, lost wages, and legal costs for those injured in an accident where the insured driver is at fault.
Property Damage Liability covers the repair or replacement of the other party’s damaged property, such as their vehicle. While these are the state-mandated minimums, drivers may choose to carry higher coverage limits or additional types of coverage for more comprehensive protection.
Check out some of our past clients’ comments if you’re still unsure about your decision.
Uninsured or underinsured car accident injury victims in McAllen, TX, face challenges in recovering compensation, but our uninsured car accident attorneys will exhaust all possible avenues to protect their rights.
Victims who have UM/UIM coverage can file a claim with their insurance company. This coverage compensates for injuries and damages when the at-fault party is uninsured or underinsured.
PIP coverage, though not mandatory in Texas, can provide benefits for medical expenses and lost wages regardless of fault. It can be utilized by victims to cover initial costs while pursuing compensation from other sources.
While an uninsured driver may not have insurance to cover damages, civil legal action can still be pursued. However, the ability to recover compensation may depend on the financial resources of the uninsured driver.
If the uninsured or underinsured driver has sufficient assets, a legal judgment can be obtained against them. The victim can then seek to recover compensation from the individual’s assets.
If the uninsured driver operated a vehicle owned by someone else, a negligent entrustment claim may be pursued against the owner if they knowingly allowed an uninsured or underinsured driver to use their vehicle.
When you have been injured because of someone else, you need a team with the power to win and the compassion to walk alongside you as you recover.
Founded by Rio Grande Valley native Humberto Tijerina, the Tijerina Legal Group serves clients in Brownsville and its surrounding cities. We believe every client deserves efficient, personal, and respectful client service, and we back our commitment by offering our T-No Fee Guarantee. If we don’t win your case, you won’t pay a dime.
