McAllen Lyft Accident Attorney
What to Do If You Were Injured in a Rideshare Accident
In recent years, ridesharing apps, like Uber and Lyft, have made it increasingly easier to get from point A to point B. In fact, many people rely on these apps to safely get around, traveling everywhere from work to school to home after a night out with friends. Unfortunately, as the popularity of ridesharing apps increases, so does the risk of being involved in a rideshare accident.
If you were injured in an accident with a Lyft, either as the passenger or as an occupant of another vehicle, you could be entitled to financial compensation. It’s incredibly important that you contact an attorney who has experience handling Lyft accident claims, as these cases are very complex. At Tijerina Legal Group, P.C., we have a proven record of success in all types of personal injury cases, including rideshare accident claims. Attorney Humberto Tijerina is an experienced McAllen Lyft accident attorney who has recovered millions of dollars for injured individuals and the families of those wrongfully killed throughout Hidalgo County and The Rio Grande Valley.
Texas Rideshare Accident Claims
One of the reasons it’s so important to hire a knowledgeable attorney after a Lyft accident is that these claims are not like typical car accident claims. In a typical car accident claim, the injured victim files a claim against the at-fault driver’s insurance provider. The insurance provider will then either offer a settlement or the injured person’s attorney can file a lawsuit and take the case to trial.
However, because Lyft drivers are often “on the clock” when accidents occur, a Lyft accident case becomes far more complex. In fact, these cases are more similar to commercial vehicle accident claims, such as those involving large trucks. In these instances, the employer can often be held liable for the actions of its employees, including negligent actions that lead to accidents. But there is a notable exception when it comes to Lyft accidents.
Lyft classifies its drivers as “independent contractors,” not “employees.” This greatly limits Lyft’s liability and makes it extremely difficult—if not impossible—to sue Lyft directly after an accident.
Does Lyft Offer Accident Coverage?
Although Lyft drivers are technically independent contractors, the ridesharing company does offer insurance coverage in the event of an accident. The amount of available coverage depends on the circumstances surrounding the crash, specifically, in which “driving period” the accident happened.
Below is an outline of Lyft’s varying coverage based on different driving periods:
- Period One: App Is Turned Off – When the driver does not have the app turned on, Lyft does not offer any insurance coverage. If you are hit by a Lyft driver who didn’t have the app turned on, you can file a regular car insurance claim against the driver’s private auto insurance provider.
- Period Two: Waiting for a Ride – When the driver has the app turned on and is waiting for a ride but has not yet accepted a ride or picked anyone up, Lyft offers up to $50,000 per person in bodily injury and up to $100,000 per accident in bodily injury, as well as up to $25,000 per accident in property damage.
- Period Three: Ride Accepted – When the driver has the app turned on and has accepted a ride, whether or not he or she has the passenger in the vehicle or is on the way to pick them up, Lyft offers up to $1 million per accident in third-party liability coverage. When applicable, Lyft also offers uninsured/underinsured (UM/UIM) coverage.
So, if you were driving another vehicle and you were hit by a Lyft driver who was distracted but who had not yet accepted a ride, you could be entitled to recover up to $50,000 for your injury damages (if you were the sole injured party) and up to $25,000 for your vehicle repairs/replacement. If you were the passenger of a Lyft that caused an accident, the $1 million coverage applies.
How to File a Lyft Accident Claim
If you were involved in an accident with a Lyft driver, you can report the accident on the company’s website or in the app. We strongly recommend that you speak to an attorney right away, as Lyft’s insurance provider will likely begin investigating the incident right away. This allows them time to look for ways to dispute or deny your claim—even if you were not at fault.
As your McAllen Lyft accident lawyer, Mr. Tijerina can immediately begin gathering the facts surrounding your accident and start building a strong case on your behalf. At Tijerina Legal Group, P.C., we understand the many nuances involved in Lyft accident claims, and we know how to aggressively advocate for the maximum compensation you are owed for your medical bills, lost wages, and pain and suffering.
We offer free initial consultations, and there are no attorney’s fees unless we win your case. That means if you don’t get paid, neither do we! We encourage you to reach out to our award-winning legal team right away to learn more, including how much your case might be worth.